Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
The Right Medicare Plan for Your Needs.
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Retirement
A secure, comfortable retirement is every person’s dream. Since we're living longer, healthier lives, we can expect to spend more time in retirement than our parents and grandparents did. Achieving the dream of a secure, comfortable retirement is much easier when you plan your finances accordingly.
Social Security
Making the most of your retirement years starts with making the most of your Social Security benefits. If you are married — or were married — and your earnings over the years were much less than your spouse, you may be eligible to apply for spousal Social Security benefits.
Final Expense
Burial insurance or final expense insurance is a basic life insurance policy that typically covers people until they reach the age 100. It is an easy insurance to obtain, much simpler than complicated whole life or term policies.
ABOUT SO CAL HEALTH INSURANCE
Your Trusted Insurance Professionals
So Cal Health Insurance launched in 2006 and has grown to become one of the largest Medicare-focused Organizations in Southern California.
With over 17 years specializing in Medicare as a Licensed Insurance Agent, I help you identify the plans that cover your prescriptions and are accepted by your doctors and preferred hospitals. We don't charge anything for our services as we are compensated by the insurance plans.
Call me for more information on your Medicare options, including Medicare Supplements, Medicare Advantage, and Prescription Drug Plans.
STILL CONFUSED ABOUT MEDICARE? WE CAN HELP.
Our Medicare FAQ's:
Do I have to sign up for Medicare if I’m still working?
Your Medicare Initial Enrollment Period begins 3 months before your birth month, and ends 3 months after your birth month. If you are planning on continuing to work and keeping your employer group coverage, you may be able to delay enrollment in Medicare while avoiding any late enrollment penalties. There are several conditions that need to be met, give us a call and we can see if your specific situation meets the criteria.
Can I just do this on my own?
Navigating Medicare on your own can be confusing. With multiple plans, each with its own set of costs, coverage options, and rules, it's easy to be overwhelmed. Understanding the various components like premiums, deductibles, coinsurance, and copayments is crucial for making informed decisions about your healthcare coverage and potentially saving thousands of dollars.
At Applied General Agency we help you identify the plans that cover your prescriptions, and are accepted by your doctors and preferred hospitals. We provide information on all of your Medicare options, including Medicare Supplements, Medicare Advantage, and Prescription Drug Plans.
What do you charge?
That’s the best part! We don’t charge anything for our services as we are compensated by the insurers when we assist beneficiaries with enrollment.
HAVE A QUESTION?